Debit Cards & Overdraft Reserve
Brighton Bank Overdraft Reserve* provides you with a credit line that will transfer funds to your checking account if a check, ACH transaction, other authorized withdrawal, payment or debit card transaction are presented and you are short of funds in the account -- up to the approved limit of your Overdraft Reserve. The amount available will be based on the limit less any unpaid previous advances and cannot exceed the credit limit established for the reserve account. You will be accessed a transaction fee** for any transfers that are made.
To activate debit card or change debit card pin call, 1-866-633-5293
Overdraft Reserve Application*
*Subject to application and credit approval.
**A transaction fee of $4 per advance will be applied to the Overdraft Reserve.